At Rising Star Financial Services, we understand the necessity of having good credit and a clean Credit Report, in order to achieve important financial goals. Rising Star works with clients who on account of misfortune, mistakes or disadvantages, have incurred credit challenges, and we have distinguished ourselves as the premiere Credit Repair service provider in the industry. Through our extensive experience, Rising Star Financial Services has helped countless people get their financial life back.
Credit Repair can be intimidating and time consuming, however, obtaining a high credit score enables our clients to qualify for a low interest mortgage, which can save thousands of dollars over the life of the mortgage. This is why we recognize the importance of executing this service correctly and why we offer the industry premiere Credit Repair and Credit Restoration Service.
The manager of the Rising Star Credit Repair department originally worked for a credit repair attorney and learned the different strategies used to get the credit agencies to respond to his demands. Now, through our highly effective Credit Repair service, our clients can enjoy freedom that is the American Dream.
FREE Credit Report Evaluation: Email us your credit report to: solutions@risingstarfinancialservices,com anytime. Upon reviewing your credit report we will conduct a FREE analysis and to determine which of our programs would be most appropriate for you.
Rising Star Financial Services will personally handwrite and type all Dispute Letters that make the credit bureaus stand up and Take Notice. This is not something you can get from other credit repair agencies, a credit repair kit or credit repair software where you do it yourself. This is legal credit repair done by the book!
We must get a copy of your credit report from each of the major Reporting Agencies (Equifax, Experian, Transunion). Rising Star will get them for you (they are sent directly to you), unless you prefer to supply them. Every month you will receive updated credit reports, which you must either scan and then email, fax or snail mail to us to continue the process - to expedite this process you may fax all of these documents to 208-247-4229 24 hours per/day.
Once Rising Star has received your credit reports, we will look at the process your creditors used to report the derogatory item(s) to the bureau and carefully review your reports. We have found that 99.9% of all creditors fail to comply with the hundreds of laws under the FAIR CREDIT REPORTING ACT, thus violating your rights. We will analyze your credit history to identify items that are responsible for bringing your credit score down. Then we will draft letters to dispute these negative items on your behalf (we actually write a variety of letters each month to each of the three major reporting agencies (Equifax, Experian, Transunion and your creditors until the negative items are gone).
Although we encourage consumers to dispute their own credit discrepancies if they have the time and the knowledge to do so, it is important to take note that according to federal law, the credit bureaus can ignore your dispute under a variety of conditions. In our experience, a large part of the dispute letters sent directly from consumers is rejected for one reason or another.
The highly effective letters that we write have been proven over and over to WORK in correcting negative items on your credit files. These letters were written with the accumulated knowledge of years of experience in getting results; they are designed to make the credit laws work for you. When the credit bureaus get these letters they are forced to TAKE ACTION or face serious consequences. Like magic, they stop dragging their feet and show you the respect you deserve.
The time it takes to remove negative credit varies from case to case - Tax Judgments, Liens, Bankruptcies are reported no differently and can be removed the same as late payments and unpaid bills, including medical bills and student loans. It takes a minimum of one month, and it can take up to six months or more depending on how much negative credit you have.
The results of Rising Star Credit Repair Service will be rewarding to you, and you may cancel this service at any time. The credit repair service doesn't end until you are 100% satisfied that we have restored your Credit Files to their utmost potential.
